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StudentFinAidInfo - Student Financial Aid Information
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Financial Aid FAQ
Resources
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StudentFinAidInfo - Financial Aid, Default On Student Loan Question: I have a student loan that went into default years ago, can I get another now that im enrolling in school?
I already have a loan out through a college loan company for a school I attended a few years ago. I am not enrolling in school again, will I be able to get another student loan or will I have to pay what I owe on this one before I can get another?Answer: You will not qualify to receive any type of federal student ...
You will not qualify to receive any type of federal student aid, including federal student loans, while you are currently in default status on a prior federal student loan. You must clear the default first. You can clear the default by paying in full, consolidating after 6 consecutive, voluntary payments or qualifying for loan rehabilitation. You need to contact your lender for more information about these options. Once the default is cleared, you will regain eligibility for federal student aid.Answer: You normally have to settle the default loan before you can ...
You normally have to settle the default loan before you can get assistance again. I thought I had paid entire loan off and there was still a small balance I had to pay before I got accepted into school again.Answer: Not only is paying it off required first, but it would ...
Not only is paying it off required first, but it would behoove you to also make sure it is taken off of your credit report. Your reciept (copy) of payment in full, along with an explanation to the credit bureaus, can remove it. (probably quicker than the student loan company will do it.)Answer: Depends on the lender actually... BUT
There are literally ...
depends on the lender actually... BUT
There are literally thousands of lending sites in the internet that your are bound to find thats willing to "work" with your situation...
what I suggest is that you make a short list of what you like in your student loan..
then check the websites in the internet and contact the ones that seems promising... tell them about your situation and what youre "preferred loan" as to speak...
do a search in google or yahoo...
Answer: It sounds like a not easy cracking nut,have a look here,you ...
It sounds like a not easy cracking nut,have a look here,you should find something useful for you.http://studentloan.online-helpers.info/student-loan-consolidation-rate.htmlQuestion: student loans for someone with bad credit?
I don't qualify for a grant since I make too much for one person in household.Answer: Get a cosigner with good credit.
This may not be an easy ...
Get a cosigner with good credit.
This may not be an easy task !Answer: Go to your school they will find you a loan even with bad ...
Go to your school they will find you a loan even with bad credit. The school is like your co signer good luckAnswer: The mark of bad credit throws financial challenges to a ...
The mark of bad credit throws financial challenges to a student, affecting negatively his economic condition and support intensely. It becomes hard to adjust or meet the increasing admission fees and other educational expenses with a bad credit tag, but surmounting the situation in a lenient manner is possible with as external financial aid named bad credit student loans. As the name suggest, it considers and concentrates issues related to education expenses of students and prop them with the necessary finance for a smooth and worry free education life.
Bad credit student loans, by every means can be accessed i.e. with or without collateral as it is designed with intensions, and applicants can opt according to appropriateness and capability to borrow. As education is for all the sections of a society, in the same way, doors of bad credit student loans and its benedictions are opened for all financial categorical persons. The bad credit student loans finance the entire expenses like admission fees, accommodation fees, buying of books, computer and such. Both the method of approval and repayments are simple, as there are options for the applicants to reimburse the loan amount after six months of approval or completion of the course. Since the bad credit student loans are meant to aid students and rationalize the credit burden, so keeping in mind this specific issue the interest rates are calculated in a reasonable manner making if affordable for all to payback. Applicants as their economical score are all uncertain and weak so they so do a little bit of exercise for a marginal interest rate by contrasting the quotes of different lenders.
Approvals of bad credit student loans can be geared up with the assistance online. Take the advantages of the fast and instant result provider and fill the online application form and borrow the loan without any delay. Bad credit student loans with its rational and manifold policies can make the way to restore and rebuild the bad credit score towards a strong financial condition.
Question: Who should I contact about a student loan that I am being billed for but never applied for?
I have tried disputing it through a credit reporting agency but it didnt do anything, ive spoken with collection agencies that call home, all they tell me is I better pay it before they garnish wages. When I attended an online school, I never applied for student loans... I applied for financial aid on www.fafsa.gov or something like that but was told because of income and household size that I wouldnt have to pay for anything, the only thing I had to pay for was an admission fee into the school and that was to the school... academic advisor that assisted me with enrolling into the school told me this, she REALLY wanted me to join this school, I mean she lied about a lot just to get me enrolled. I never sent her a copy of h.s. transcript but she told me not to worry about it and marked it off as though I did. I think she signed for a loan for me so I could get in because I told her I wouldnt sign it I didnt want one.. now the bank says I submitted it online?? I didnt!
what should I do.. I honestly believe this woman applied me online for a student loan so she would get commission for me joining this school! I have no one that can help, no one will explain who I can call.. all these people I speak with at the school and bank wont help.. the bank just wants the money! I do not want wages garnished and I am not working I cannot pay for this.. I am on medical leave from work.. I have no income and when I do go back I need income! I also need tax rebates and refunds! anyone know what to do?
Does anyone have the number I can contact to report this fraud??Answer: I hate to say this but I think you should get a lawyer. ...
I hate to say this but I think you should get a lawyer. Lawyers are pricey but often your fees can be wrapped up with the thing you're suing for and the person you sue has to pay those, too. (If you win- and I think you will.) Also, some lawyers will do a free consultation. Good luck.Question: Researching student loans?
I am applying to grad school now and must take out a loan. I have no clue where to even start looking because undergrad education was paid for in full. If anybody has any research ideas/tips for researching student loans, please let me know!Answer: : http://fafsa.ed.gov
This is the application for federal ...
http://fafsa.ed.gov
This is the application for federal student loans. They have the best interest rates and the best terms.Answer: Hey there, it sounds like you need information more than ...
Hey there, it sounds like you need information more than anything. Here's a site with some good general information on student loans, including a financial glossary:
http://www.tuitionbids.com/student-loan-tools-and-advice/student-loan-resources.aspx
http://www.Tuitionbids.com, the company I represent, could also be an option for you. They have you fill out one loan application on their website, which is then reviewed by up to 6 different lenders (all legitimate and accredited). The idea is that if a bunch of banks compete for your business, you're more likely to end up with a lower rate.
Good luck!Question: What's the difference between a student loan and a loan taken out by the parent?
What are the advantages and disadvantages of having a student take out a loan for college, vs. having the parent take out a loan, or a second mortgage for the child's college?Answer: The difference would be who is responsible for paying it. If ...
The difference would be who is responsible for paying it. If a student was to get a loan they may get a higher rate since they don't have any established credit. But it would be a great way to start to establish their credit. Also the student may have the option to defer payments till after college. If the parents took out a second mortgage they wouldn't have that option.Answer: If the student was offered a federal loan, the interest ...
If the student was offered a federal loan, the interest might be lower. Also, a student loan doesn't have to be paid on until after you are done with college. Some student loans don't have interest that you have to pay until you start paying the loan, others the interest gets added in until you pay. Parent loans are just that, loans the parent takes out and pays back. A second mortage is always risky. You are putting up a house. I would never do that. |